|
|
- Mid-America Specialty Markets
- 2718 Forum Blvd., Ste 3B
- Columbia, MO 65203
- 573-447-4990
- info@midaminsurance.com
- _____________________________
Get A Quote Now!
Select a quote option below:
Home Page
Our Team
Our Code of Ethics
Our Experience and Education
Our Clients
Refer A Client
Why Do Business With Us?
Our Companies
Our Insurance Products
Contractors Insurance
Business Insurance
Personal Insurance
Make A Payment
Report A Claim
Insurance Resources
Contact Us
|
Umbrella or Excess Liability Coverage
Information for you about umbrella and excess liability coverage.
- Umbrella and Excess Liability Coverage
- At Mid-America Specialty Markets we offer competitive rates for your packaged or stand alone umbrella or excess liability policies.
- Get an Umbrella or Excess Liability Quote Here
- Here are some commercial umbrella coverage basics;
- Commercial umbrella is an insurance policy designed to provide high limit coverage in excess of the limits of the primary liability policies. The umbrella or excess liability policy is the most economical method for providing high limits as may be required by a business either to protect business assets or as may be required under contract. A simple example, if your general liability policy has a 1,000,000 limit per occurrance and you have purchased an umbrella or excess liability policy with a 1,000,000 limit, your total protection per occurrance would be 2,000,000. There are specific situations where a commercial umbrella policy may be written on a stand alone basis.
- The commercial umbrella or excess liability policy are usually written to provide higher liability limits over these underlying policies;
- General Liability
- Business Auto
- Employers Liability
- Premium is generated by taking these exposures into consideration;
- Number and type of commercial vehicles on the underlying business auto policy
- Number and type of additional insureds
- Gross sales or payroll of the underlying general liability policy
- Subcontractor exposures shown on the underlying general liability policy
- Minimum acceptable underlying policy limits of liability
- We can help with your umbrella or excess liability policy;
- Mid-America Specialty Markets will place your umbrella liability coverage with a company matched to your business.
- We'll package your umbrella liability coverage with a company that provides a competitive rate for your business.
- At Mid-America Specialty Markets you'll be working with agents that understand your business.
- At Mid-America Specialty Markets we have answers to your questions about commercial umbrella and excess liability coverage. We'll provide your umbrella coverage either packaged with other coverage or stand alone to meet your business insurance needs and round out your total business insurance program.
- Contact our office to see how we can help with your umbrella and excess liability coverage!
Contact us for all of your insurance needs:
MID-AMERICA SPECIALTY MARKETS
2718 Forum Blvd.,
Suite 3B,
Columbia, MO 65203
Voice: (573) 447-4990
Fax: (573) 447-4998
email: info@midaminsurance.com
Disclaimer - Privacy
Copyright © 2008-2010 Mid-America Specialty Markets. All rights reserved.
|
