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Property Coverage

Information for you about property insurance coverage

Property Coverage

We offer competitive rates for stand alone or packaged commercial property coverage.

Get a Property Insurance Quote Here

Here are some commercial property coverage basics;

Commercial property coverage may be the workhorse of the insurance business. While not as glamorous as workers compensation it's always around and sometimes forgotten! Commercial property provides coverage for your buildings, business personal property, business income, personal property of others and many other essential coverages. When putting your business insurance package together don't forget to include the property coverage you may need!

We'll help you sort through the property coverage you need to adequately protect your business!

In addition to the items listed above commercial property coverage may also include these;
- Outdoor signs, fences and decorative plantings.
- Building glass both interior and exterior.
- Merchandise held for sale.
- Property sold but not delivered.
- Permanently attached equipment to your building.
- Items and equipment used to service your property.
Here's some policy and rating information;
- Property policies are rated using a rate per 100 of value.
- Property policies generally have a deductible that applies to all covered losses.
- Some property policy coverage parts use a coinsurance clause.
- Property policies may be based on actual cash value (ACV) or replacement cost (RC).
- Property coverage may be written along with general liability to make up a package, it may be written stand alone or combined into a special form called a businessowners policy (BOP).
- Property policies may be written on different covered cause of loss forms; basic, broad or special.
- Depending on the type of business operation, property policies may be based on class rates or specific rates.

Here's how we can help with your property insurance policy;

Mid-America Specialty Markets will place your business property coverage with a company matched to your business.
We'll package your business property coverage with a company that provides a competitive rate for your business.
At Mid-America Specialty Markets you'll be working with agents that understand your business.
We'll answer your questions about business property coverage.

At Mid-America Specialty Markets we have answers to your questions about property coverage. We'll combine your business property together with other coverage you may need to round out your total business insurance program.

Contact our office to see how we can help with your business property insurance coverage!

Contact us for all of your insurance needs:

MID-AMERICA SPECIALTY MARKETS
2718 Forum Blvd., Suite 3B, Columbia, MO 65203
Voice: (573) 447-4990
Fax: (573) 447-4998
email: info@midaminsurance.com

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