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- Mid-America Specialty Markets
- 2718 Forum Blvd., Ste 3B
- Columbia, MO 65203
- 573-447-4990
- info@midaminsurance.com
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General Liability Coverage
Information about general liability insurance for you.
- General Liability
- Our insurance carriers offer competitive rates for your general liability insurance exposures. General Liability coverage provides protection for your assets.
- Get a General Liability Insurance Quote Here
- Here are some general liability basics;
- Liability coverage normally includes bodily injury, property damage, advertising injury and personal injury that your business operations cause to others. Liability coverage is your first line defense in protecting your business assets from law suits brought against you by other parties. In today's liability arena you'll find that many businesses your company performs work for are requesting more and more out of your liability policies. Those requests may impact your insurance program in ways you're not prepared.
- Here's a couple of items to be aware of;
- Requests to be named as an "additional insured" onto your policy.
- Extreme or restrictive wording found on additional insured requests.
- The request that specific forms be used for providing additional insured status.
- Requests for contractural liability and primary insurance.
- Always keep your eyes on those certificates of insurance!
- A little about how your general liability premium is generated;
- Premium may be generated by a rate per 1000 of payroll depending on the the type of business operations you perform.
- Your premium may be generated by a rate per 1000 of gross sales.
- Premium may be generated by square footage or area.
- Premium may be generated by tankage, gallons, units or other method of measure.
- Minimum premiums may apply.
- Property damage deductibles may be used to control costs.
- Your premium may be based on a loss sensitive program such as a retrospective rating plan
- Here's how we can help with your general liability insurance policy;
- Allow Mid-America Specialty Markets to place your general liability coverage, normally packaged with other business coverage, with a company matched to your business.
- We'll package your general liability coverage with a company at the best price for your business.
- At Mid-America Specialty Markets you'll be working with agents that understand your business.
- We'll answer your questions about general liability.
- Is my work covered?
- What happens if I use uninsured subcontractors?
- What if I damage property or hurt someone while I'm on the job?
- What can I do to control my general liability cost?
- Contact our office to see how we can help with your general liability coverage!
Contact us for all of your insurance needs:
MID-AMERICA SPECIALTY MARKETS
2718 Forum Blvd.,
Suite 3B,
Columbia, MO 65203
Voice: (573) 447-4990
Fax: (573) 447-4998
email: info@midaminsurance.com
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