Business Insurance

Workers Compensation
General Liability
Equipment and Tools
Business Auto
Property
Umbrella Liability
Performance Bonds
Directors & Officers
Professional Liability
Employment Practices Liability
Group Health
Employee Benefits

Personal Insurance

Auto Insurance
Homeowners Insurance
Farm Insurance
Rental/Dwelling Fire
Identity Theft Protection
Life
Recreational Vehicle
Boats
Motorcycles
Vacation Homes
Flood & Earthquake
Individual Health
Disability Insurance
Personal Umbrella

Make A Payment

Report A Claim

Insurance Resources

Contact Us

Employment Practices Liability Insurance Coverage

Information about employment practices liability insurance (EPLI) for you.

Employment Practices Liability Insurance

Our insurance carriers offer competitive rates and coverage for your professional liability needs. We have included below some general information on this valuable insurance coverage for your use.

Get an Employment Practices Liability Insurance Quote Here

Here's some basic information for you;

Employment Practices Liability Insurance - Employment Practices Liability Insurance provides protection for an employer against employment-based or employment-related claims. These claims may be made by current, former and even potential employees. Typical business operations may carry general liability, professional liability and or directors and officers coverage. These liability insurance products exclude protection for employment related claims leaving a potential coverage gap.

Employment related lawsuits are on the rise. Most employers, regardless of size, are the target of real legal action. While many times these claims are found groundless or fraudulent a business will still incur extreme costs defending its reputation.

Here's some typical exposures you may find included in Employment Practices Liability Insurance;

Sexual harassment
Discrimination including; Sex, Race, Religion, Disability, Age
Wrongful termination
Wrongful refusal to hire
Wrongful failure to promote
Wrongful-unfair demotion
Wrongful infliction of emotional distress
Mismanagement of employee benefit plans
Privacy invasion issues
Libel
Slander
Retaliation
Breach of employment contract

A few measures you can take to protect your business from employment related claims;

Create effective hiring and screening programs to avoid discrimination in hiring.
Make your business employment policies well known throughout the workplace by posting notices where possible.
Keep up to date employee handbooks where all policies are clear to everyone.
Make sure employees know what steps to take if they are the object of sexual harassment or discrimination.
Document everything that occurs in employment related issues and follow your employment policies.
Consult with a professional human resource manager for additional information on setting up employee handbooks and establishing employee policies.

Mid-America Specialty Markets can help with all your Employment Practices Liability needs;

Allow Mid-America Specialty Markets to place your Employment Practices Liability Insurance.
We'll help you understand your EPLI exposures and guide you through the options for this special coverage.
We'll answer your questions about EPLI.

Contact our office to see how we can help with your Employment Practices Liability Insurance!

Contact us for all of your insurance needs:

MID-AMERICA SPECIALTY MARKETS
2718 Forum Blvd., Suite 3B, Columbia, MO 65203
Voice: (573) 447-4990
Fax: (573) 447-4998
email: info@midaminsurance.com

Disclaimer - Privacy

Copyright © 2008-2010 Mid-America Specialty Markets. All rights reserved.