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Directors and Officers Insurance Coverage

Information about directors and officers insurance for you.

Directors and Officers

Our insurance carriers offer competitive rates and coverage for your directors and officers insurance needs. Take a look below for some general information on this valuable insurance coverage.

Get a Directors and Officers Insurance Quote Here

Here are some of the basics;

Directors and Officers Liability Insurance - Directors and Officers Liability Insurance is insurance payable to the directors and officers of a company to cover damages or defense costs in the event they are sued for wrongful acts while they were with that company. Typical sources of claims include shareholders, shareholder-derivative actions, customers, regulators, competitors (for anti-trust or unfair trade practice allegations). Known as D & O, this insurance is usually purchased by the company itself, even when it is for the sole benefit of directors and officers. Reasons for doing so are many, but commonly would assist a company in attracting and retaining directors.

Directors and Officers Liability Insurance offers your directors and officers the individual protection they need from personal liability and financial loss. Keep in mind that indemnification, the ability of your company to be legally permitted to cover some personal liability, may not be applied in every situation. Sometimes the financial burden reverts as the sole responsibility of the director or officer. Directors and Officers coverage helps fill these types of gaps in your insurance protection.

Directors and Officers Insurance may seem complicated and it may not apply to your specific business however it may be of interest if you individually serve as a Director for any non-profit organization. Your individual actions by serving on these charitable boards may involve you to potential liability and financial loss. Charitable protections in most states have been eliminated over the years leaving many board members exposed.

Here's how we can help with all your Directors and Officers Insurance needs;

Allow Mid-America Specialty Markets to work with your business or non-profit organization to place your Directors and Officers Insurance.
We'll help identify your D & O needs and address them in a D & O policy.
We'll answer your questions about Directors and Officers Insurance.

Contact our office to see how we can help with your Directors and Officers Insurance!

Contact us for all of your insurance needs:

MID-AMERICA SPECIALTY MARKETS
2718 Forum Blvd., Suite 3B, Columbia, MO 65203
Voice: (573) 447-4990
Fax: (573) 447-4998
email: info@midaminsurance.com

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